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Our top choices for Kuramathi Island hotels

Kuramathi Maldives

Kuramathi Maldives
4.0 star property
Kuramathi Island
9.2 out of 10, Wonderful, (215)
"I like the beach "
United States
Zakariya
$495 nightly
The price is $662
Jan 12 - Jan 13
Total with taxes and fees
Kuramathi Maldives

Beach Veli

Beach Veli
3.0 star property
Ukulhas
9.2 out of 10, Wonderful, (5)
"Incredible stat. Simple practice. Right on the beach . The room big . But the most inportant the staff very very friendly ajd help us in everythink "
United States
ricardo
$224 nightly
The price is $297
Jan 10 - Jan 11
Total with taxes and fees
Beach Veli

Veligandu Maldives Resort Island

Veligandu Maldives Resort Island
5.0 star property
Veligandu Island
9.8 out of 10, Exceptional, (483)
"We stayed for three nights in an overwater bungalow on the sunset side and were blessed with great weather, allowing us to enjoy beautiful sunsets every day. Since we chose the all-inclusive plan, we were able to fully enjoy our stay without worrying about costs. The optional snorkeling tour was also wonderful, as we got to swim with many fish. All the staff were very friendly and pleasant, making our stay truly wonderful and memorable. I hope to visit again someday."
Japan
Yumiko
$1,207 nightly
The price is $1,560
Jan 20 - Jan 21
Total with taxes and fees
Veligandu Maldives Resort Island

Considero Hotels Maldives - Thoddoo

Considero Hotels Maldives - Thoddoo
4.0 star property
Thoddoo
$137 nightly
The price is $188
Feb 3 - Feb 4
Total with taxes and fees
Considero Hotels Maldives - Thoddoo

Ananea Madivaru Maldives

Ananea Madivaru Maldives
4.5 star property
Madivaru
10.0 out of 10, Exceptional, (1)
"That was a fantastic vacation. This resort is amazing and the food is excellent. I do recommend booking all inclusive to enjoy the best restaurants and bars at max. "
United States
Ozkan
$759 nightly
The price is $1,001
Jan 11 - Jan 12
Total with taxes and fees
Ananea Madivaru Maldives

Bougan Villea Retreat

Bougan Villea Retreat
3.0 star property
Bodufolhudhoo
$102 nightly
The price is $143
Jan 12 - Jan 13
Total with taxes and fees
Bougan Villea Retreat

Acqua Blu Rasdhoo

Acqua Blu Rasdhoo
3.0 star property
Rasdhoo
9.6 out of 10, Exceptional, (12)
"Great place to stay! "
Italy
EMILIANO
Acqua Blu Rasdhoo

Ramzu Villa

Ramzu Villa
3.0 star property
Thoddoo
9.0 out of 10, Wonderful, (4)
"We have a lovely stay "
United Kingdom
Lina
$56 nightly
The price is $85
Feb 5 - Feb 6
Total with taxes and fees
Ramzu Villa

Gangehi Island Resort

Gangehi Island Resort
4.5 star property
Gangehi Island
9.0 out of 10, Wonderful, (306)
"Nice private resort with limited guests."
United States
Krzysztof Wieslaw
$529 nightly
The price is $705
Jan 14 - Jan 15
Total with taxes and fees
Gangehi Island Resort

LA CASA VILLA

LA CASA VILLA
3.0 star property
Ukulhas
$54 nightly
The price is $82
Jan 9 - Jan 10
Total with taxes and fees
LA CASA VILLA

Belmar Beach

Belmar Beach
3.0 star property
Bodufolhudhoo
10.0 out of 10, Exceptional, (1)
"⭐️⭐️⭐️⭐️⭐️ A true five-star experience—without the need for a luxury resort. I searched high and low across the Maldives for a quiet, affordable, no-frills retreat where I could spend two weeks in peace. What I discovered at Belmar Beach was far more than I hoped for—it was a profoundly rich and unforgettable experience. My room opened directly onto the beach, and every morning felt like magic. The staff, including Abdula and Mohamed, were endlessly kind and attentive, always ready to help...
United States
kathryn
$69 nightly
The price is $101
Feb 1 - Feb 2
Total with taxes and fees
Belmar Beach

Thoddoo Inn

Thoddoo Inn
3.0 star property
Thoddoo
9.8 out of 10, Exceptional, (6)
"Amazing. Very clean and comfortable. Free bikes and snorkeling gear. Dinner is $10 per person. Very tasty"
United States
Olena
$217 nightly
The price is $288
Feb 4 - Feb 5
Total with taxes and fees
Thoddoo Inn

Rasdhoo Coralville

Rasdhoo Coralville
3.0 star property
Rasdhoo
8.4 out of 10, Very Good, (8)
"Nice location, friendly staff. We stayed for one night before heading to Male early in the morning. The hotel organized us a night fishing with proper gear (only one per three persons) and knowledgeable fishermen. Afterwards they grilled the catch and prepared us a proper goodbye dinner. Ask anything, they will organize! The room itself was ok. We had a room with double bed plus extra single bed and AC. Bathroom would need some update and there were no hot water. There was a safe and modern...
Finland
Milla
$115 nightly
The price is $153
Jan 20 - Jan 21
Total with taxes and fees
Rasdhoo Coralville

Sunway Ukulhas

Sunway Ukulhas
3.0 star property
Ukulhas
$81 nightly
The price is $117
Jan 14 - Jan 15
Total with taxes and fees
Sunway Ukulhas

Shams Thoddoo

Shams Thoddoo
3.0 star property
Thoddoo
$183 nightly
The price is $245
Jan 6 - Jan 7
Total with taxes and fees
Shams Thoddoo

Paguro Beach Inn

Paguro Beach Inn
3.0 star property
Ukulhas
8.8 out of 10, Excellent, (11)
"The island is great and welcoming to tourists. The Hotel is well places , simple bu excellent food. The manager and staff were very polite and very helpful in arranging anything we needed . Pick up from ferry was also helpful"
Denmark
Timothy
$234 nightly
The price is $312
Jan 12 - Jan 13
Total with taxes and fees
Paguro Beach Inn

Constance Halaveli

Constance Halaveli
5.0 star property
Halaveli
10.0 out of 10, Exceptional, (189)
"Location, villas and staff were all exceptional."
Canada
Peter
$2,015 nightly
The price is $2,600
Jan 12 - Jan 13
Total with taxes and fees
Constance Halaveli

Water Cloud Mathiveri

Water Cloud Mathiveri
4.0 star property
Mathiveri
$180 nightly
The price is $244
Jan 19 - Jan 20
Total with taxes and fees
Water Cloud Mathiveri

Ras Rana Lodge

Ras Rana Lodge
3.0 star property
Rasdhoo
9.0 out of 10, Wonderful, (9)
"Great stay at Rasvillage - nice room and super service and all nice people. We could request breakfast earlier when we went diving. Definately a place we would like to return to. "
Denmark
Mads
Ras Rana Lodge

FINS DIVE AND LEISURE HOTEL

FINS DIVE AND LEISURE HOTEL
3.0 star property
Rasdhoo
$153 nightly
The price is $209
Feb 3 - Feb 4
Total with taxes and fees
FINS DIVE AND LEISURE HOTEL
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Learn more about Kuramathi Island

Snorkel the vibrant house reef in the morning when visibility is best for spotting manta rays and reef sharks. Reserve a sunset dinner at one of the overwater restaurants where staff can point out dolphins playing nearby.

Maldivian house on a tropical island, travel background

Top Kuramathi Island Hotel Reviews

More cheap stays in Kuramathi Island

Hotels in Kuramathi Island with star-rating

Find out more about Kuramathi Island

Top reasons to visit Kuramathi Island

  • Stunning Beaches: Kuramathi Island features pristine, white sandy beaches perfect for relaxation and sunbathing.
  • Adventure Sports: Engage in thrilling activities like snorkeling, diving, and sailing to explore the vibrant marine life.
  • Lush Natural Parks: Discover the island's lush greenery and charming parks, ideal for leisurely walks and exploration.
  • Luxurious Accommodations: Enjoy a range of lodging options, from cozy guesthouses to luxurious beach villas with breathtaking views.
  • Vibrant Atmosphere: Experience the friendly local culture and inviting ambiance, perfect for romantic getaways and family vacations.

Find great hotels in and around Kuramathi Island

Discover a range of hotel accommodations on Kuramathi Island, North Ari Atoll, Maldives, perfect for your beach getaway. From cozy guesthouses to luxurious beach villas, you'll find options that cater to families and adventure seekers alike. Experience the stunning beauty of the Maldives while enjoying top-notch services and facilities tailored for a memorable vacation.

  • Veligandu Maldives Resort Island: Experience luxury at its finest at Veligandu Maldives Resort Island, a stunning 4.5-star resort located just 3 miles from Kuramathi Island. This beachside oasis is perfect for travelers seeking a blend of business and leisure. With direct access to a pristine beach, guests can unwind while enjoying top-notch business amenities such as a fully equipped Business Center and Meeting Room. The resort’s elegant accommodations and exceptional service create a sophisticated atmosphere, making it an ideal choice for both business trips and relaxing getaways.
  • Kuramathi Maldives: A family-friendly paradise, Kuramathi Maldives is a 4-star resort situated right on Kuramathi Island. This vibrant destination is perfect for adventurous families looking for a beach vacation packed with activities. Guests can enjoy direct beach access and a variety of adventure sports such as kayaking, snorkeling, and windsurfing. The resort also caters to children with dedicated amenities, including a shared playground, a special children's pool, and childcare services. Families will appreciate the combination of fun and relaxation in a beautiful tropical setting.
  • Acqua Blu Rasdhoo: Acqua Blu Rasdhoo is a charming 3-star guesthouse located just 0.7 miles from Kuramathi Island, ideal for travelers seeking adventure and a beach getaway. With direct beach access, guests can indulge in various water sports, including fishing, windsurfing, and snorkeling, all available nearby. The guesthouse offers a cozy atmosphere, making it a perfect base for those looking to explore the stunning surroundings while enjoying affordable accommodations. It's an excellent choice for adventure seekers looking to immerse themselves in the natural beauty of the Maldives.

Where to stay near Kuramathi Island

Kuramathi Island offers an unforgettable vacation experience with its stunning beaches and tropical vibes. Ideal for beach lovers and outdoor enthusiasts, visitors can unwind in beach villas surrounded by breathtaking views. The island's friendly atmosphere invites exploration and recreation, making it perfect for romantic getaways or relaxing escapes. Nearby regions also enhance the experience with unique excursions, ensuring every traveler finds their ideal slice of paradise in this idyllic Maldivian destination.

  • Veligandu Island: Located a mere 3 miles from Kuramathi Island, Veligandu Island is a tropical paradise renowned for its stunning beaches and lush scenery. Visitors flock here year-round, with peak travel times in March and from December to January. The island caters to those seeking relaxation and adventure, offering luxurious resorts, rejuvenating spas, and body treatments. Highlights include beautiful sandy beaches and the charming island resort atmosphere, making it a perfect spot for sunbathing or indulging in water sports.
  • Rasdhoo: Just 0.7 miles away from Kuramathi Island, Rasdhoo is another gem in the Maldives archipelago. This vibrant island attracts travelers throughout the year, especially during peak months like January, March, and July. Rasdhoo is famous for its outdoor experiences and breathtaking scenery. Adventurers can dive into underwater sports or explore local resorts. The island's picturesque beaches and vibrant atmosphere provide a unique blend of relaxation and excitement, ideal for those looking to immerse themselves in the natural beauty of the Maldives.
  • Ukulhas: Situated 9 miles from Kuramathi Island, Ukulhas is known for its welcoming vibe and stunning beaches. The island sees a steady flow of visitors, with peak seasons from December to February. Travelers are drawn to Ukulhas for its outdoor adventures and breathtaking scenery. The island boasts a range of activities, including underwater sports and various resorts, ensuring a delightful experience for all. With its beautiful beaches and rich marine life, Ukulhas is perfect for snorkeling and diving enthusiasts.

Things to do near Kuramathi Island

Kuramathi Island, located in the North Ari Atoll of the Maldives, offers a perfect blend of beach relaxation and outdoor adventures. Visitors can indulge in various activities such as resort amenities, thrilling adventure sports, and exciting underwater experiences. Don't miss out on the opportunity to enjoy sailing trips, which are a highlight of the island's offerings. Embrace the stunning scenery and vibrant atmosphere as you explore all that Kuramathi has to offer.

Shopping

On Kuramathi Island, you can find charming shops offering local crafts, beachwear, and souvenirs. For a wider selection, if you're up for a drive, check out the shopping malls in nearby Male, such as Majeedhee Magu, known for its vibrant market atmosphere and diverse goods.

Recreation

At Kuramathi Island, the Haruge Spa provides rejuvenating treatments, blending traditional techniques with modern wellness practices. Engage in yoga sessions by the beach or explore calming meditation retreats, all while surrounded by the island’s breathtaking natural beauty for a truly relaxing experience.

Adventure

The Big Blue Dive Site, located 1 mile from Kuramathi Island, offers thrilling underwater exploration with vibrant marine life. Himendhoo Thila, situated 29 miles away, provides exciting underwater sports in a dynamic setting. The North Channel Dive Site, 5 miles from the island, invites adventure seekers to discover stunning coral reefs.

Nightlife

Experience the vibrant nightlife at the Haruge Bar, where you can enjoy refreshing cocktails and lively music. For a more relaxed vibe, visit the Island Bar, perfect for unwinding under the stars while sipping on tropical drinks.

*Distances are measured in a straight line; actual driving distances may vary depending on the route.

Booking tips and Expedia advantages for Kuramathi Island

To save money on your trip to Kuramathi Island, consider visiting during the off-peak months of June and August to September for lower accommodation rates. Booking your hotel at least three months in advance or checking last-minute deals on Expedia can secure better prices. Sundays are typically the least expensive days to stay, while Wednesdays are the most costly. Utilize Expedia's tools to filter options by price and combine your hotel and flight for additional savings. Joining Expedia's One Key membership can also provide exclusive discounts and earn rewards for future bookings.

  • The most and least expensive months on average to stay in a hotel: The cheapest months to stay in Kuramathi Island are June and August to September, where the prices are slightly lower. This is in comparison to December to February, where prices are slightly higher.
  • The best time to book a hotel: The cheapest time to book a hotel in Kuramathi Island is usually 3+ months out from when you are planning to stay. If you're a little more spontaneous, you could also peruse Expedia's last minute deals which could secure you a cheaper stay. Look out for the green banner below the price to spot the deals.
  • The most and least expensive days on average to stay in a hotel: The least expensive day to stay in Kuramathi Island is Sunday. The most expensive day to stay in Kuramathi Island is Wednesday.
  • Find cheap hotels on Expedia: Utilize Expedia's search tool to customize your options based on your budget, favorite location, and desired hotel type. To find the best prices and deals, simply arrange the price filter from lowest to highest.
  • Consider bundling your trip: You can save money by combining your hotel stay at Kuramathi Island with your flights and activities through an Expedia package deal.
  • Become a One Key member: Join Expedia's One Key membership program for exclusive discounts and deals on hotel bookings. You can also earn OneKeyCash to use on future selected hotels.

Find the best attractions near Kuramathi Island

Kuramathi Island in the North Ari Atoll, Maldives, is perfect for beach and outdoor enthusiasts seeking stunning scenery. Explore the beautiful beaches, lush parks, and charming islands that offer an authentic Maldivian holiday experience. Engage in various activities that highlight the island's natural beauty, making your visit to Kuramathi Island both relaxing and memorable.

  • Rasdhoo Reef Dive Site: Located 0.5 miles from Kuramathi Island, this stunning reef offers breathtaking underwater scenery and vibrant marine life. Ideal for diving enthusiasts, it provides a unique opportunity to explore colorful corals and diverse sea creatures in their natural habitat.
  • Madivaru Finolhu: Just 1 mile away, this picturesque island boasts pristine beaches and lush surroundings. Perfect for outdoor activities, visitors can enjoy snorkeling, sunbathing, or simply relaxing amidst the serene beauty of the Maldives.
  • Ukulhas Beach: Situated 9 miles from Kuramathi Island, Ukulhas Beach is known for its tranquil vibe and soft white sands. It’s an ideal spot for swimming, sunbathing, or taking leisurely strolls along the shoreline.

Best time to go to Kuramathi Island

The best time to visit Kuramathi Island is dependent on what kind of holiday you are seeking. April and May are its hottest month on average. At the time of May, visitor numbers are slightly low and weather is mostly cloudy. January is its coolest month on average. At this time, visitor numbers are slightly high and weather is mostly sunny with light rain.

calendarCalendar MonthtemperatureTemperaturerainPrecipitationmostlyCloudinessoccupationOccupancypricePricing
January81.1°F (27.3°C)Light RainMostly SunnySlightly HighSlightly High
February81.5°F (27.5°C)No RainMostly SunnyAverageSlightly High
March82.6°F (28.1°C)Light RainMostly SunnySlightly HighAverage
April83.7°F (28.7°C)Light RainMostly SunnySlightly HighAverage
May83.7°F (28.7°C)Moderate RainMostly CloudySlightly LowAverage
June83.1°F (28.4°C)Light RainMostly CloudyAverageSlightly Low
July82.6°F (28.1°C)Light RainMostly CloudyAverageAverage
August82.2°F (27.9°C)Light RainMostly CloudyAverageSlightly Low
September82.0°F (27.8°C)Moderate RainMostly CloudyAverageSlightly Low
October82.0°F (27.8°C)Moderate RainMostly CloudySlightly LowAverage
November81.9°F (27.7°C)Moderate RainMostly CloudySlightly LowAverage
December81.5°F (27.5°C)Moderate RainMostly CloudyAverageSlightly High

The nearest major airports for your trip to Kuramathi Island

To reach Kuramathi Island, you can fly into Male (MLE-Velana Intl.), situated 38 miles away. Nearby hotel options include the 5-star Villa Nautica Paradise Island Resort, which is 7 miles from the airport and offers various transportation services, including shuttles and transfers. The Sheraton Maldives Full Moon Resort & Spa is another excellent choice, located 5 miles from Male, providing easy access to the airport. Additionally, SAii Lagoon Maldives, Curio Collection by Hilton, is 6 miles away and also ensures convenient airport accessibility. All these hotels provide essential transportation services to make your journey seamless.

Frequently asked questions

What is the best area to stay in Kuramathi Island?
On Kuramathi Island, the best area to stay is along the main walking path, which stretches the length of the island from the arrival jetty to the sandbank. This path provides easy access to all the island's amenities and accommodations.

Couples often prefer the water villas located towards the quieter end of the island, closer to the sandbank. These villas offer direct ocean access and increased privacy, making them ideal for a romantic getaway. Many of these villas also feature private hot tubs or plunge pools.

For families, the beach villas and garden villas, particularly those closer to the central part of the island, are an excellent choice.
What are the best hotels in Kuramathi Island that travelers recommend?
For an exceptional stay in Kuramathi Island, travelers consistently recommend the Kuramathi Maldives.

This 4-star resort, with an impressive 9.2 rating, offers a truly luxurious experience. Guests can enjoy private beach access, on-site sailing and tennis facilities, and a variety of dining options including a beachfront restaurant and couples dining. Many accommodations feature private plunge pools, sea views, and air conditioning for ultimate comfort. The resort also boasts a poolside bar, and bathrobes are provided for a relaxing stay. Its proximity to dive sites like Rasdhoo Reef Dive Site and Holi Faru Dive Site, both just 0.3 miles away, makes it ideal for diving enthusiasts.
What are the best family hotels in Kuramathi Island?
For a highly-rated family hotel in Kuramathi Island, consider the Kuramathi Maldives.

This 4-star resort, with an excellent 9.2 rating, offers a fantastic array of amenities designed with families in mind. You will find a dedicated pool for children, supervised childcare services, and a children's club. The resort also provides complimentary rollaway extra beds and cribs, making it convenient for families traveling with young ones. An on-site playground for children and babysitting services are also available, ensuring a comfortable and enjoyable stay for all family members. Guests frequently praise the good food at the resort. Find more child-friendly accommodations in Kuramathi Island
Are there any all-inclusive hotels in Kuramathi Island?
Yes, for an all-inclusive experience on Kuramathi Island, consider the Kuramathi Maldives.

This 4-star resort, with an impressive 9.2 rating, offers an all-inclusive stay. Guests frequently praise the quality of the food. The resort features a full-service spa with a sauna, hot tub, and steam room, offering a wide range of treatments including deep tissue massage, hot stone massage, and couples treatment rooms. Many rooms also boast sea, ocean, or beach views, and there is a private beach on site for guests to enjoy. See more all-inclusive resorts in Kuramathi Island
What are the best spa hotels in Kuramathi Island?
For a truly relaxing stay with excellent spa facilities in Kuramathi Island, consider the Kuramathi Maldives.

This 4-star resort, with an outstanding 9.2 rating, offers an extensive full-service spa where guests can indulge in a wide array of treatments. These include deep tissue and Swedish massages, hot stone massages, body scrubs, body wraps, and various facial treatments. The spa also features a sauna, steam room, and hot tub, providing a complete wellness experience. Couples treatment rooms are available for those seeking a shared spa experience, and Ayurvedic treatments are also offered. Guests appreciate the convenience of advance notice for massages and the daily availability of spa services. See all spa hotels in Kuramathi Island
Which beach resorts in Kuramathi Island do travelers love?
For an exceptional beach resort experience on Kuramathi Island, travelers consistently recommend the Kuramathi Maldives.

This 4-star resort boasts an impressive 9.2 rating and offers a private beach, ensuring a serene and exclusive stay. Guests can enjoy stunning sea, ocean, and beach views, along with an extensive full-service spa. The spa features amenities such as a sauna, hot tub, and steam room, offering a wide array of treatments including deep tissue massage, hot stone massage, Swedish massage, body wraps, body scrubs, manicures and pedicures, facial treatments, and even couples treatment rooms. Ayurvedic treatments are also available. The resort is conveniently located near several dive sites, including Rasdhoo Reef Dive Site and Holi Faru Dive Site, both just 0.3 miles away.
What hotels in Kuramathi Island offer free breakfast?
In Kuramathi Island, the Kuramathi Maldives offers complimentary breakfast.

The 4-star Kuramathi Maldives, with an impressive 9.2 rating, provides guests with free breakfast, including a buffet option. Many rooms offer stunning sea, ocean, or beach views, and the resort features a private beach location for a truly relaxing stay. Guests frequently highlight the quality of the food.
What are the most romantic hotels in Kuramathi Island for couples?
For a romantic getaway in Kuramathi Island, the Kuramathi Maldives is an excellent choice for couples.

This 4-star resort, with an outstanding 9.2 rating, offers a truly romantic experience. Couples can enjoy dining together with special couples dining options and unwind with a variety of spa treatments, including deep tissue massage, hot stone massage, and couples treatment rooms. Many accommodations feature sea views, ocean views, or beach views, with some including a balcony, providing a picturesque setting for your stay. The resort also boasts a full-service spa with a sauna and steam room for ultimate relaxation.
When is the best time to go to Kuramathi Island?
The best time to visit Kuramathi Island is typically during the dry season, from November to April, when you can expect consistent sunshine and calmer seas.

During these months, the weather is most predictable, with less rainfall and lower humidity, making it ideal for enjoying all the outdoor activities Kuramathi offers. This period is great for couples seeking a romantic getaway and families looking for a relaxing beach vacation, as the tranquil waters are excellent for swimming, snorkeling, and diving.

While the dry season is wonderful, it's also the peak travel period. If you prefer fewer crowds and potentially lower prices, consider visiting during the shoulder months of May and October. You might experience occasional rain showers, but they are usually brief, and the island remains beautiful with pleasant temperatures.
Can I cancel my hotel reservation on Expedia?
You can cancel your hotel reservation on Expedia, though it depends on the cancellation policy of your booking. Most bookings are refundable if canceled within 24-48 hours of the scheduled arrival. Be sure to check your booking confirmation for the exact cancellation policy. If free cancellation is available, you can cancel directly through your Expedia account by logging in, going to "My Trips", and selecting your reservation. To find flexible deals, filter your search by "Fully refundable property" for hotels in Kuramathi Island.
How can I save on a Kuramathi Island hotel booking with Expedia?
With Expedia, you earn OneKeyCash™* on eligible Kuramathi Island hotel bookings for every dollar you spend – just join our One Key™ travel rewards program to get started. It's free to join, and you'll unlock our lowest Member Prices as soon as you're signed in. On top of this, you could also save significantly by bundling your hotel and flights together on Expedia.

*Excludes taxes and fees. OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo.
How much is the nightly rate at a Kuramathi Island hotel?
Prices for hotels in Kuramathi Island often vary, but you can find a great deal from $85 on Expedia. All sorts of factors affect price, such as the time of year or the days of the week you choose for your stay. Find the best deals by being flexible with your dates, and sort search results by "Price: low to high" for the cheapest rate.