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Get an overview of this hotelPanama City Beach condos overlooking Gulf of Mexico

Theme parks

Overlooking the Gulf of Mexico and featuring a white sand beach, this Panama City Beach resort is less than a mile from Shipwreck Island Water Park. Golf courses are within 2 miles.

Pool, fitness

Sterling Reef has a 400-sq-foot (37-sq-foot) heated pool, an activity room, and a fitness facility. Guests receive a complimentary daily membership to the Bay Point Golf Club, 7 miles (11.2 kilometers) away.

Full kitchens

Condos at Sterling Reef have 9-foot (2.7-meter) ceilings, fully equipped kitchens, complimentary high-speed Internet access, and washers and dryers. Cable TVs have DVD/VCR players.

Condo Amenities

Condo Amenities

Overlooking the Gulf of Mexico, Sterling Reef by Sterling Resorts is less than a mile (1.6 kilometers) from Shipwreck Island Water Park and Miracle Strip Amusement Park. The hotel features a white sand beach; beach volleyball and beach yoga are offered nearby. Numerous water sports also are available in the vicinity, including boating, kayaking, scuba diving, and snorkeling.

On-site amenities include a 400-sq-foot (37.1-sq-meter) heated pool, fitness facility overlooking the pool and beach, and an activity room with big-screen TV rentals. Complimentary WiFi access and covered parking are also available.

  • Free WiFi 
  • Elevator/lift 
  • Pool sun loungers 
  • Outdoor pool 
  • Concierge services 
  • Fitness facilities 
  • Express check-in 
  • Front desk (limited hours) 
  • Express check-out 
  • Total number of rooms - 126 
  • Barbecue grill(s) 
  • Free self parking 
  • Smoke-free property 

Family Friendly Amenities

  • Family Hotel  
  • Outdoor pool  
  • Free Wi-Fi  
  • Kitchen  
  • Sofa bed  
  • Refrigerator  
  • Microwave  
  • DVD player  


Available in all rooms: Free WiFi

Available in some public areas: Free WiFi


Free self parking

Room Amenities

  • DVD player 
  • Balcony 
  • Air conditioning 
  • Phone 
  • Refrigerator 
  • Coffee/tea maker 
  • Microwave 
  • Kitchen 
  • Private bathroom 
  • Hair dryer 
  • Shower only 
  • Cable TV service 
  • Iron/ironing board 
  • Television 
  • Sofa bed 
  • Free WiFi 

Where to Eat

Sterling Reef by Sterling Resorts does not have its own restaurant, but there are several dining options within the surrounding Panama City Beach area.

Nearby restaurants:

Captain Joe's Buffet


Dirty Dick's Crab House

Angelo's Steak Pit

Pappy's German Restaurant

Nearby Things to Do

Scuba diving, snorkeling, water skiing, swimming, and parasailing are available at the resort.

The recreational activities listed below are available either on site or near this Panama City Beach resort; fees may apply.

  • Boat tours nearby 
  • Kayaking nearby 
  • Scuba diving nearby 
  • Water skiing nearby 
  • Snorkeling nearby 
  • Windsurfing nearby 
  • Ecotours nearby 
  • Golf lessons available nearby 
  • Parasailing on site 
  • Surfing/boogie boarding on site 
  • Golfing nearby 
  • Personal motorized watercraft on site 
  • Sailing nearby 
  • Volleyball on site 

Condo Policies


Check-in time ends at 5:30 AM

Check-in time starts at 4 PM

Minimum check-in age is 25

Special check-in instructions:


Check-out time is 10 AM

Payment types

Children and extra beds

  • Children are welcome.
  • Kids stay free! Up to 3 children 16 years old and younger stay free when using existing bedding.


  • Pets not allowed (service animals welcome)

You need to know

Extra-person charges may apply and vary depending on property policy.

Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.

Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.

Only service animals are allowed

No rollaway/extra beds available

No cribs (infant beds) available

The individual making the reservation must be 25 years of age or older and must occupy the rental property the entire term of the reservation. Singles under 25 years of age are prohibited unless accompanied by parent or legal guardian. Restrictions may apply regarding the number of people that may accompany a parent or legal guardian.

During the spring break vacation period, the age policy will be strictly enforced and identification of all guests will be examined at check-in. If guests are not 25 or older, the full amount of stay will be forfeited; no refunds. Occupancy limits in guestrooms are strictly enforced. Chaperoned groups are prohibited. Please contact the resort for Spring Break Security Deposit information using the information provided in the booking confirmation.


The charges below are included in your overall room price:
  • Resort fee
We have included all charges provided to us by the property. However, charges can vary, for example, based on length of stay or the room you book.

Condo Name

  • Sterling Resorts Sterling Reef
  • Sterling Resorts Sterling Reef Condo Panama City Beach
  • Sterling Resorts Sterling Reef Panama City Beach
  • Sterling Reef Hotel Panama City Beach
  • Sterling Resorts Sterling Reef Condo
  • Sterling Reef Sterling Resorts Condo Panama City Beach
  • Sterling Reef Sterling Resorts Condo
  • Sterling Reef Sterling Resorts Panama City Beach
  • Sterling Reef Sterling Resorts

We should mention

This property's policy is to refuse certain bookings for the purpose of group events or parties, including pre-wedding stag/bachelor and hen/bachelorette parties. A resort fee is included in the total price displayed. Up to 3 children 16 years old and younger stay free when occupying the parent or guardian's room, using existing bedding. Only registered guests are allowed in the guestrooms.

Sterling Reef by Sterling Resorts ratings based on 57 Verified Reviews

Learn more.
4.1 out of 5
88% of guests recommend
4.3 Room cleanliness
3.9 Service & staff
4.3 Room comfort
4.0 Hotel condition
Expedia Verified Reviews
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Nice Hotel close to the beach. Enjoyed the stay.

3 out of 5
by from US
Posted Oct 12, 2016
Pros: Other than the above mentioned we enjoyed our stay. Will return will just go about it a different way.
Cons: Cleanliness and Maintained Better
Location: Very close to the beach and close to all locations
Have stayed at Sterling Reef several times in the past. This years stay we stayed in room 105. This room was not near as nice as the previous ones. It needs a lot of work done on it. Could not stand to be in the room when the dryer was running it was squealed so loud. Air conditioner tore up while we was there also. The shower drain was stopped up and the cleaner was still in the bottom of the tub causing my pregnant wife to slip and almost fall.
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Nice hotel, close to the beach.

4 out of 5
Posted Apr 7, 2016
Pros: The rooms were large and we had direct access to the beach.
Cons: Better cleaning in between clients.
Location: Beach, restaurants, shops, jet-ski rentals.
The hotel was very nice and was on the beach. We had one of the PH rooms which included 3 bedrooms and 3 baths (large master and two reasonably sized rooms).
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Fantastic views!

5 out of 5
by from Cadiz KY
Posted Oct 13, 2015
This was a girls trip to PCB and I booked at the Sterling Reef hoping and crossing my fingers that everyone would be happy with the accommodations. We arrived and Sterling had our room ready, the gentleman at the desk was pleasant and helpful. Our room was on the 2nd floor thank goodness. We opened the door and were so excited and happy that our room's were clean and the view was the best ever of the beach and the pier. Thank you Sterling Reef for making me look good! I would most defiantly recommend this condo!
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5 out of 5
Posted Oct 12, 2015
Pros: Location
Everything we desired and then some. Very nice and clean. Right on the beach and close to plenty of other things to do and to eat.
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Great view nice hotel

4 out of 5
by from Ohio
Posted Aug 2, 2015
The view from our room was awesome! Easy access to the beach. Nice swimming pool. Nice place.
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large enough but in need of repairs

3 out of 5
Posted Jun 24, 2015
No available staff help. Office hardly open, gym small not usable if over 5 people in there. Room in need of many repairs rm#204. Elevators slow and only two for 18 floors. Pool seating area too small with no hot tub.
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This is the worst one that i ever stay

1 out of 5
by from Atlanta, GA
Posted May 29, 2015
Pros: the views is great for the master bedroom
Cons: too many things
Location: the shopping across the condo, walmart, publix, race city; some rental scooter and small car, motorcycle
I rent 3BR/BA which is called luxury (don't look luxury too me); the view is great but the rooms are not good; however, most of everything doesn't work well for me and they did not offer any discount except some kind discount for the stores and event that i don't use. The worst vacation that i ever had; i regret that i had 4 nights + toilet keeps flushing the water + faucet is running water + The Washer and Dryer broke during out stay 4 nights; they offered free laundry but my family don't want anyone else to touch their clothes because we have to use our special detergent. + The sofa is dirty. + The pool is too small for everybody and there's no hot tub (I asked customer service) It's so dirty in the afternoon; my nephew has spot on all over his back. + When we or next door use water, it make loud noises. + Coffee maker also broke + The women restroom is marble floor so it's really slippery. My nephew and nieces almost fell over. + The kitchen is small (last year i only rent 2 BR/BA but they have bigger kitchen. + Only 1 toilet papers for each room and 1 paper towel (last year i stay only 2 night, they have couple rolls of toilet paper and paper towels)
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5 out of 5
Posted May 18, 2015
Love the location, great place for my daughter's wedding.
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1 out of 5
Posted Mar 24, 2015
Absolutely terrible. Would never stay here again. The service from the staff was some of the worst I have ever experienced.
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Nice hotel, Close to beach, Far from the party

4 out of 5
Posted Mar 17, 2015
Pros: I loved it.
Cons: Location
Location: It was far from everybody else when it came to spring break.
My experience was great! The hotel was clean, however I went on spring break, so it was far from where everyone else was.
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