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Get an overview of this hotelPanama City Beach condos overlooking Gulf of Mexico

Theme parks

Overlooking the Gulf of Mexico and featuring a white sand beach, this Panama City Beach resort is less than a mile from Shipwreck Island Water Park. Golf courses are within 2 miles.

Pool, fitness

Sterling Reef has a 400-sq-foot (37-sq-foot) heated pool, an activity room, and a fitness facility. Guests receive a complimentary daily membership to the Bay Point Golf Club, 7 miles (11.2 kilometers) away.

Full kitchens

Condos at Sterling Reef have 9-foot (2.7-meter) ceilings, fully equipped kitchens, complimentary high-speed Internet access, and washers and dryers. Cable TVs have DVD/VCR players.

Sterling Reef by Sterling Resorts

Condo Amenities

Condo Amenities

Overlooking the Gulf of Mexico, Sterling Reef by Sterling Resorts is less than a mile (1.6 kilometers) from Shipwreck Island Water Park and Miracle Strip Amusement Park. The hotel features a white sand beach; beach volleyball and beach yoga are offered nearby. Numerous water sports also are available in the vicinity, including boating, kayaking, scuba diving, and snorkeling.

On-site amenities include a 400-sq-foot (37.1-sq-meter) heated pool, fitness facility overlooking the pool and beach, and an activity room with big-screen TV rentals. Complimentary WiFi access and covered parking are also available.

  • Free WiFi 
  • Elevator/lift 
  • Pool sun loungers 
  • Outdoor pool 
  • Concierge services 
  • Fitness facilities 
  • Express check-in 
  • Front desk (limited hours) 
  • Express check-out 
  • Total number of rooms - 126 
  • Barbecue grill(s) 
  • Free self parking 
  • Smoke-free property 

Family Friendly Amenities

  • Family Hotel  
  • Outdoor pool  
  • Free Wi-Fi  
  • Kitchen  
  • Sofa bed  
  • Refrigerator  
  • Microwave  
  • DVD player  


Available in all rooms: Free WiFi

Available in some public areas: Free WiFi


Free self parking

Room Amenities

  • DVD player 
  • Balcony 
  • Air conditioning 
  • Phone 
  • Refrigerator 
  • Coffee/tea maker 
  • Microwave 
  • Kitchen 
  • Private bathroom 
  • Hair dryer 
  • Shower only 
  • Cable TV service 
  • Iron/ironing board 
  • Television 
  • Sofa bed 
  • Free WiFi 

Where to Eat

Sterling Reef by Sterling Resorts does not have its own restaurant, but there are several dining options within the surrounding Panama City Beach area.

Nearby restaurants:

Captain Joe's Buffet


Dirty Dick's Crab House

Angelo's Steak Pit

Pappy's German Restaurant

Nearby Things to Do

Scuba diving, snorkeling, water skiing, swimming, and parasailing are available at the resort.

The recreational activities listed below are available either on site or near this Panama City Beach resort; fees may apply.

  • Boat tours nearby 
  • Kayaking nearby 
  • Scuba diving nearby 
  • Water skiing nearby 
  • Snorkeling nearby 
  • Windsurfing nearby 
  • Ecotours nearby 
  • Golf lessons available nearby 
  • Parasailing on site 
  • Surfing/boogie boarding on site 
  • Golfing nearby 
  • Personal motorized watercraft on site 
  • Sailing nearby 
  • Volleyball on site 

Condo Policies


Check-in time ends at 5:30 AM

Check-in time starts at 4 PM

Minimum check-in age is 25

Special check-in instructions:


Check-out time is 10 AM

Payment types

Children and extra beds

  • Children are welcome.
  • Kids stay free! Up to 3 children 16 years old and younger stay free when using existing bedding.


  • Pets not allowed (service animals welcome)

You need to know

Extra-person charges may apply and vary depending on property policy.

Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.

Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.

Only service animals are allowed

No rollaway/extra beds available

No cribs (infant beds) available

The individual making the reservation must be 25 years of age or older and must occupy the rental property the entire term of the reservation. Singles under 25 years of age are prohibited unless accompanied by parent or legal guardian. Restrictions may apply regarding the number of people that may accompany a parent or legal guardian.

During the spring break vacation period, the age policy will be strictly enforced and identification of all guests will be examined at check-in. If guests are not 25 or older, the full amount of stay will be forfeited; no refunds. Occupancy limits in guestrooms are strictly enforced. Chaperoned groups are prohibited. Please contact the resort for Spring Break Security Deposit information using the information provided in the booking confirmation.


The charges below are included in your overall room price:
  • Resort fee
We have included all charges provided to us by the property. However, charges can vary, for example, based on length of stay or the room you book.

Condo Name

  • Sterling Resorts Sterling Reef
  • Sterling Resorts Sterling Reef Condo Panama City Beach
  • Sterling Resorts Sterling Reef Panama City Beach
  • Sterling Reef Hotel Panama City Beach
  • Sterling Resorts Sterling Reef Condo
  • Sterling Reef Sterling Resorts Condo Panama City Beach
  • Sterling Reef Sterling Resorts Condo
  • Sterling Reef Sterling Resorts Panama City Beach
  • Sterling Reef Sterling Resorts

We should mention

This property's policy is to refuse certain bookings for the purpose of group events or parties, including pre-wedding stag/bachelor and hen/bachelorette parties. A resort fee is included in the total price displayed. Up to 3 children 16 years old and younger stay free when occupying the parent or guardian's room, using existing bedding. Only registered guests are allowed in the guestrooms.

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