Introducing the One Key Cards

The most flexible way to earn OneKeyCash™

One Key™ Card

One Key+™ Card

+ $100 in OneKeyCash anniversary bonus. **
Check if you’re approved withno impact to your credit
Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch.
Check now on this page to take advantage of these offers.

Earn OneKeyCash on everyday purchases

Use OneKeyCash to pay for eligible bookings on Expedia, Hotels.com and Vrbo
Expedia logoHotels logoVrbo logo
For example, you could use $400 in OneKeyCash to pay for a $400 flight, hotel night, or vacation rental. * , **
OneKeyCash is not redeemable for cash.

Meet our One Key Cards

One Key Card

Earn $400
in OneKeyCash after you spend $1,000 on purchases in the first 3 months. *
Up to 9%
in OneKeyCash on Expedia and Hotels.com. 5% on Vrbo. , *
3%
in OneKeyCash at gas stations, grocery stores, and dining. *
1.5%
in OneKeyCash on other purchases. *
Silver
You’ll get automatic Silver tier in the One Key travel rewards program with savings of 15% or more on over 10,000 hotels worldwide with Silver Member Prices. *
Check if you’re approved with no impact to your credit

One Key+ Card

Earn $600
in OneKeyCash after you spend $3,000 on purchases in the first 3 months. **
Up to 9%
in OneKeyCash on Expedia and Hotels.com. 5% on Vrbo. , **
3%
in OneKeyCash at gas stations, grocery stores, and dining. **
2%
in OneKeyCash on other purchases. **
Gold
You’ll get automatic Gold tier in the One Key travel rewards program with savings of 20% or more on over 10,000 hotels worldwide with Gold Member Prices. **
$100
in OneKeyCash each year on your cardholder anniversary. **
Check if you’re approved with no impact to your credit

Earn OneKeyCash faster with the One Key Cards

Earn even more OneKeyCash when you use the One Key Cards to book VIP Access properties on
One Key Silver tier members earn 3 percent One Key Cash with the One Key Cards plus 3 percent  One Key Cash on VIP Access Properties, for a total earn of 6 percent One Key Cash.
One Key Gold tier members earn 3 percent  One Key Cash with the One Key Cards plus 4 percent One Key Cash on VIP Access Properties, for a total earn of 7 percent One Key Cash.
One Key Platinum members earn 3 percent  One Key Cash with the One Key Cards plus 6 percent One Key Cash on VIP Access Properties, for a total earn of 9 percent One Key Cash.
When booking US properties on Vrbo, members of all tiers earn 2% with One Key, for a total of 5%.
Excludes taxes and fees.

Compare our One Key Cards

Check if you’re approved with no impact to your credit.

removeNo anniversary bonus with the One Key Card

removeGlobal Entry or TSA Precheck not included with the One Key Card
checkGlobal Entry or TSA Precheck included with the One Key Plus Card

checkNo foreign transaction fees included with the One Key Card
checkNo foreign transaction fees included with the One Key Plus Card

checkCell Phone Protection included with the One Key Card
checkCell Phone Protection included with the One Key Plus Card

checkTrip Cancellation and Interruption Protection included with the One Key Card
checkTrip Cancellation and Interruption Protection included with the One Key Plus Card

checkAuto Rental Collision Damage Waiver included with the One Key Card
checkAuto Rental Collision Damage Waiver included with the One Key Plus Card

checkTravel Accident Insurance included with the One Key Card
checkTravel Accident Insurance included with the One Key Plus Card

Explore even more about One Key credit cards

Will my application be reported to the credit bureaus?

When you check if you’re approved for the One Key Cards , we perform an initial soft check. This will be reported to the credit bureaus but it will not impact your credit score.
If you’re approved and you choose to accept the card offer, there will be a hard inquiry to the credit bureaus which may impact your credit score.

When will I know my APR?

If you’re approved for a card, you can review your Purchase APR before deciding to accept the card offer.

When will I get my card?

Once you’re approved and you accept the offer, you should receive your card within 5–7 business days.

When will I get my introductory offer?

The OneKeyCash earned through the introductory offer will post to your account within 1–2 billing periods after it’s earned.

Where can I manage my credit card account?

You can manage your credit card account on the Wells Fargo app or at www.wellsfargo.com.
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