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Ruttger's Bay Lake Resort

3.0 star property
Travelers find lakeside tranquility or golf adventures at this family-friendly resort where relaxation meets recreation on the shores of Bay Lake

Choose dates to view prices

Ruttger's Bay Lake Resort welcomes families to its beachfront near Mille Lacs Lake. Enjoy 27 golf holes, The Fine Line Spa & Salon, sun loungers on the beach, and evening firepit gatherings. Free WiFi, an indoor pool, and tennis courts complete the experience.

Reviews

8.4 out of 10
Very good

Popular amenities

  • Pool
  • Spa
  • Parking included
  • Free WiFi
  • Restaurant
  • Air conditioning
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Policies

Check-in

Check-in start time: 5 PM; Check-in end time: midnight

Late check-in subject to availability

Minimum check-in age: 18

Check-out

Check-out before 11:00 AM

Contactless check-out available

Special check-in instructions

The front desk is open Sunday - Wednesday (8:00 AM - 4:30 PM) and Thursday - Saturday (7:00 AM - 7:00 PM)

Guests will receive an email within 48 hours before arrival with check-in instructions; front desk staff will greet guests on arrival at the property

Information provided by the property may be translated using automated translation tools

Renovations and closures

The following facilities are closed seasonally each year. They will be closed from October 19 to May 1:
  • One of the dining venues
  • Bar/Lounge
  • Beach
  • Children's club
  • Fitness facilities
  • Golf course
  • Laundry facilities
  • Meeting facilities
  • Sauna
  • Swimming pool
  • Tennis courts

Access methods

Staffed front desk

Pets

Pets not allowed (service animals are welcome, and are exempt from fees)

Children and extra beds

Children are welcome

Rollaway/extra beds are available for USD 10.0 per day

Cribs (infant beds) are not available

Property payment types

Important information

Fees

You'll be asked to pay the following charges at the property. Fees may include applicable taxes:

  • Deposit: USD 150.0 per stay
  • Resort fee: 10 percent of room rate
The resort fee includes:
  • Beach access
  • Beach towels
  • In-room coffee
  • Lending library access
  • Pool access
  • Sporting facilities or equipment

We have included all charges provided to us by the property.

Optional extras

  • Housekeeping fee: USD 25.00 per day; may vary based on unit size
  • Rollaway bed fee: USD 10.0 per day

The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
This property accepts credit cards, debit cards, and cash
Safety features at this property include a carbon monoxide detector, a fire extinguisher, and a smoke detector

We should mention

The seasonal pool will be open from June 01 to October 22
Reservations are required for golf tee times, massage services, and spa treatments; reservations can be made by contacting the property prior to arrival, using the contact information on the booking confirmation
A car is recommended for transportation to and from this property

Frequently asked questions

Does Ruttger's Bay Lake Resort have a pool?

Yes, this property has an indoor pool and a seasonal outdoor pool. The pool is closed seasonally each year from October 19 to May 1.

How much does it cost to stay at Ruttger's Bay Lake Resort?

As of May 24, 2026, prices found for a 1-night stay for 2 adults at Ruttger's Bay Lake Resort on May 31, 2026 start from $146, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Is Ruttger's Bay Lake Resort pet-friendly?

No, only service animals are welcome at the property.

How much is parking?

Self parking is free at this property.

What time is check-in at Ruttger's Bay Lake Resort?

Check-in start time: 5 PM; Check-in end time: midnight. Late check-in is available during limited hours.

What time is check-out at Ruttger's Bay Lake Resort?

Check-out is at 11:00 AM.

Where is Ruttger's Bay Lake Resort located?

Nestled on the beach, this Deerwood resort is within 12 mi (20 km) of Cuyuna Country State Recreation Area, Crosby Memorial Park, and Mille Lacs Lake. Paul Bunyan Land and Milford Mine Memorial Park are also within 16 mi (25 km).

Can I cancel my reservation for free and receive a full refund?

Yes, this property offers free cancellation on select room rates, because flexibility matters! Please refer to the property cancellation policy on our site for more details about any exclusions or requirements.

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Reviews

Reviews

8.4

Very Good

8.4

Cleanliness

9.2

Location

8.8

Staff & service

8.0

Property conditions & facilities
Rating 10 - Excellent. 167 out of 353 reviews
Rating 8 - Good. 124 out of 353 reviews
Rating 6 - Okay. 33 out of 353 reviews
Rating 4 - Poor. 19 out of 353 reviews
Rating 2 - Terrible. 10 out of 353 reviews

Reviews

Verified

10/10 Excellent

Eli

Liked: Cleanliness, staff & service
Excellent resort. Great food. Pool area was very rustic.
Stayed 2 nights in Oct 2025
Verified

10/10 Excellent

Michele

Liked: Cleanliness, amenities, property conditions & facilities
Spacious room, clean, great heating. Nice setup. Friendly staff.
Stayed 1 night in Jan 2026
Verified

10/10 Excellent

Jacqueline

Liked: Cleanliness, amenities, property conditions & facilities
We had a wonderful stay, my kids loved all the lake toys and the entire resort was welcoming and kind.
Stayed 1 night in Jul 2025
Verified

10/10 Excellent

Taunya

Liked: Cleanliness, staff & service, property conditions & facilities, room comfort
The staff were alot of fun and the place had a lot of history.. very memorable
Stayed 1 night in Apr 2025
Verified

10/10 Excellent

Charles

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
Property was in very good condition, staff was friendly and helpful. Will plan another stay there.
Stayed 1 night in Sep 2024
Verified

10/10 Excellent

Nancy

Liked: Cleanliness, amenities, property conditions & facilities
Beautiful scene from the room. The beds were comfortable, everything was clean, and they brought new supplies in a short amount of time when we asked.
Stayed 2 nights in Jun 2025
Verified

10/10 Excellent

Marilyn

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
Easy to find, nice staff and clean grounds
Stayed 1 night in Jun 2024
Verified

10/10 Excellent

Verified traveler

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
Staff was very helpful. Kids loved the resort.
Stayed 1 night in Aug 2024
Verified

8/10 Good

Ali

Liked: Cleanliness, staff & service
Staff is helpful, and I loved the lake
Stayed 1 night in Oct 2023
Verified

10/10 Excellent

Elizabeth

Liked: Cleanliness, staff & service, property conditions & facilities, room comfort

Winter stay

The resort is very nice. Our stay was during winter. Our room was clean, very comfortable and quiet. Would love to come back in the summer. Looks like a fun place.
Stayed 1 night in Feb 2025
Verified

10/10 Excellent

Caitlyn

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
We had the best time here! The staff was excellent every where we went, our room was clean and quiet with a beautiful view of the 9 hole course. There was also everything we needed within walking distance! We will absolutely stay here again!
Stayed 2 nights in Jun 2024
Verified

10/10 Excellent

Chuck

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
Staff was extremely cordial and helpful!
Stayed 2 nights in Oct 2023
Verified

8/10 Good

Mykelti

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
We had a great time at Ruttgers! There are definitely a few things they could do as easy upkeep— like a lot of the buildings need a good pressure wash and paint, but it’s been great to see the improvements over the years! And the restaurants at the resort are high priced for the “vibe” (flys everywhere because they leave the doors wide open) and service isn’t the best, but the food is good.
Stayed 2 nights in Jul 2025
Verified

10/10 Excellent

Diane

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
We had a great time! The property and lake were gorgeous, the staff was exceedingly helpful and friendly. They had fantastic amenities! The condo was nice, very spacious, but a little run down. The screens were damaged, so the mosquitos came in at night, and I would recommend additional plates, silverware and perhaps salt/pepper in the units with full kitchens. I would definitely go back!
Stayed 2 nights in Jul 2025
Verified

10/10 Excellent

Shawna

Liked: Cleanliness, staff & service, property conditions & facilities, room comfort
Beautiful view from our screen porch, quiet and secluded even though the resort was full. Spacious, clean room and the staff were helpful and welcoming. Fun kids and family activities, live music and great food.
Stayed 4 nights in Aug 2023
Verified

10/10 Excellent

Verified traveler

Liked: Cleanliness, staff & service, property conditions & facilities, room comfort
This was my first time booking with hotels.com, and I was so happy with the ease of everything from check in to check out. The staff at Ruttgers was friendly and the Friday night seafood boil was great!
Stayed 1 night in Jun 2024
Verified

10/10 Excellent

Kaytlyn

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
I liked the service!! Breakfast could be more affordable
Stayed 1 night in Aug 2024
Verified

10/10 Excellent

Caitlin

Liked: Staff & service, amenities, property conditions & facilities
Love Ruttger's! We go ever summer. Its a nice relaxing getaway before school starts up. Having the option of swimming in an indoor or outdoor pool as well as in the lake is great! Food is delicious!
Stayed 2 nights in Aug 2023
Verified

8/10 Good

Pamela

Liked: Cleanliness, staff & service
Disliked: Property conditions & facilities

Fun Resort

We were in the North Bay and this lodging needs updating! Old couch, blinds, toilet seat, screen doors and crack in the ceiling. The resort itself is beautiful with many great activities. Nice outdoor pool, beach and indoor pool.
Stayed 2 nights in Aug 2023
Verified

10/10 Excellent

Brian

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
Brill was a very nice young man who worked in the marina. He was super helpful and pleasant to be around.
Stayed 2 nights in Aug 2023
Verified

8/10 Good

Maria

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
Fabulous staff. Great food and service! It was very unfortunate that the pool was closed as it was one of the reasons I booked the resort. My teenage son and his friend loved the golf course and range! Beautiful surroundings! For the price, I would have appreciated a daily cleaning of the room, sheets and towels.
Stayed 3 nights in Jul 2024
Verified

8/10 Good

Jennifer

Liked: Staff & service
Friendly staff. Great service. Place is in need of some upgrades, but theyve already begun the work. Some more evening/late night dining options would be nice. Very affordable though. I would definitely come back. Beautiful area!
Stayed 3 nights in Aug 2023
Verified

8/10 Good

Dorothy

Liked: Cleanliness
I liked that the resort provided all sorts of activities, even ones I'd never heard of. I did not like that it's 9-hole golf course and outdoor swimming pool were closed for repairs.
Stayed 3 nights in Aug 2023
Verified

8/10 Good

Kathleen

Liked: Cleanliness, staff & service, amenities, property conditions & facilities
This is my 4th visit to Ruttgers. We stayed in a room in the Five Pines. Very basic. I liked the other rooms better. I think they are slowly upgrading the place. No hair dryer as it states or I would of brought my own.
Stayed 1 night in Jan 2025
Verified

4/10 Poor

Anthony

Disliked: Cleanliness, property conditions & facilities
Yes, it’s an old cabin, functional, and has a decent lake view but it’s over priced like everything else on the property. It’s shoulder season and we were part of a wedding party so we shouldn’t be paying what seemed like normal rates, especially when check-in was changed to 5:00pm and half the facilities were closed or had limited hours. The resort needs some upgrades to match their charges. Its dark, dirty windows, sidewalks are uneven, cracked, and not well lit. Staff was very good.
Stayed 2 nights in Sep 2023