A historic brick building with arched windows and a reflection in the water.

Find hotels in Arcen from $78

  • Upfront pricing

    Our total price for your stay includes taxes and fees
  • Treat yourself

    Save 10% or more on over 100,000 hotels worldwide with Member Prices
  • Be picky

    Search almost a million properties worldwide

Check prices for these dates

Filter by

Property class

Guest rating

Selecting then applying a filter from this group will update the results on a new page

Our top choices for Arcen hotels

1. Van der Valk Hotel Venlo

Van der Valk Hotel Venlo
4.5 star property
Venlo
9.4 out of 10, Exceptional, (287 reviews)
"It was overall okay, except I did not like the breakfast as much as the other Van der Valk Hotel Park Lane, but they had great options for lunch and dinner."
United States
Monique
$101 nightly
The price is $128
Nov 29 - Nov 30
Total with taxes and fees
Van der Valk Hotel Venlo

2. Roompot Parkhotel Bad Arcen

Roompot Parkhotel Bad Arcen
Arcen
8.4 out of 10, Very good, (205 reviews)
"Beautiful and spacious hotel. Fantastic facilities (use of thermal baths). Area is stunning. Free and safe parking."
United Kingdom
Paul
Roompot Parkhotel Bad Arcen

3. Parkhotel Horst

Parkhotel Horst
4.5 star property
Horst
8.8 out of 10, Excellent, (247 reviews)
"Very nice hotel, good rooms, good food and good parking. Will stay again. "
United Kingdom
Spencer
$118 nightly
The price is $147
Nov 22 - Nov 23
Total with taxes and fees
Parkhotel Horst

4. Fletcher Hotel-Restaurant Rooland

Fletcher Hotel-Restaurant Rooland
4.0 star property
Arcen
8.0 out of 10, Very good, (49 reviews)
"Clean, tidy, excellent food and drink."
United Kingdom
Trevor
$60 nightly
The price is $78
Nov 22 - Nov 23
Total with taxes and fees
Fletcher Hotel-Restaurant Rooland

5. Hotel De Maasparel

Hotel De Maasparel
4.0 star property
Arcen
9.0 out of 10, Wonderful, (232 reviews)
"This centrally located hotel was inviting ,clean , modern and comfortable and the staff was friendly and efficient. "
United States
Susan
$110 nightly
The price is $138
Dec 4 - Dec 5
Total with taxes and fees
Hotel De Maasparel

6. Bilderberg De Bovenste Molen Hotel

Bilderberg De Bovenste Molen Hotel
4.0 star property
Venlo
8.6 out of 10, Excellent, (760 reviews)
"nice location, great breakfast, friendly staff."
United States
Ernst J van de
$81 nightly
The price is $103
Nov 22 - Nov 23
Total with taxes and fees
Bilderberg De Bovenste Molen Hotel

7. Theaterhotel Venlo

Theaterhotel Venlo
4.0 star property
Venlo
9.0 out of 10, Wonderful, (667 reviews)
"Great location in the heart of the city, very cordial staff."
Germany
Vanessa
$137 nightly
The price is $171
Nov 22 - Nov 23
Total with taxes and fees
Theaterhotel Venlo

8. Hotel Arcense Herberg

Hotel Arcense Herberg
3.5 star property
Arcen
8.8 out of 10, Excellent, (12 reviews)
"It was an overall great experience, very friendly staff, comfortable abd charming room, quite spacious, with everything in it to feel at home after a long travel; nice home-made dinner and a variety for breakfast. Picturesque surrounding, a walking distance to Arcen where there is a lot to see and experience. Very recommendable!"
United Kingdom
Vlada
Hotel Arcense Herberg

9. Theaterhotel De Oranjerie

Theaterhotel De Oranjerie
4.5 star property
Roermond
8.8 out of 10, Excellent, (763 reviews)
"Rooms were very clean and comfortable. Desk staff is excellent and the breakfast is the best so far of any EU hotel!"
United States
Charles
$148 nightly
The price is $187
Nov 15 - Nov 16
Total with taxes and fees
Theaterhotel De Oranjerie

10. Maasparel Nextdoor

Maasparel Nextdoor
Arcen
9.0 out of 10, Wonderful, (7 reviews)
"Gorgeous setting in a quaint, small walkable town. We were given (what I consider) the best room available with the best view of the river. Lots of riverboat activity. Beautiful sunsets. Good food."
United States
Roger
$147 nightly
The price is $184
Nov 12 - Nov 13
Total with taxes and fees
Maasparel Nextdoor

11. Hotel Arcen

Hotel Arcen
Arcen
8.2 out of 10, Very good, (189 reviews)
"Very nice area with lots off area you can hike."
Canada
Pieter
Hotel Arcen

12. Bilderberg Chateau Holtmuhle

Bilderberg Chateau Holtmuhle
4.5 star property
Tegelen
9.0 out of 10, Wonderful, (442 reviews)
"Beautiful hotel and very welcoming staff. Breakfast had a very good selection of products. Lovely for a relaxing stay."
United Kingdom
Aleksandra
$88 nightly
The price is $112
Nov 15 - Nov 16
Total with taxes and fees
Bilderberg Chateau Holtmuhle

13. Mr Jigs

Mr Jigs
3.0 star property
Venlo
9.2 out of 10, Wonderful, (265 reviews)
"Great staff. Clean room."
United States
Cherry
$103 nightly
The price is $130
Nov 22 - Nov 23
Total with taxes and fees
Mr Jigs

14. Center Parcs Het Meerdal

Center Parcs Het Meerdal
America
8.2 out of 10, Very good, (12 reviews)
"I booked the deluxe cottage and it was really lovely. Very clean and comfortable. The infra red sauna and jacuzzi bath were a bonus, as was the fresh bread delivered daily as part of the deal. Plenty to keep the kids busy and we had a great time. The only negative aspect was the very low quality and overpriced food offered at the restaurants, and that at the restaurants they don’t provide tap water, not even for kids! "
United Kingdom
Rosalynd
Center Parcs Het Meerdal

15. Maashof

Maashof
Venlo
8.8 out of 10, Excellent, (352 reviews)
"Nice relaxing stay!"
United States
Roger
$137 nightly
The price is $171
Dec 6 - Dec 7
Total with taxes and fees
Maashof

16. Hotel Herberg de Lindehoeve

Hotel Herberg de Lindehoeve
Grubbenvorst
8.8 out of 10, Excellent, (96 reviews)
"No elevator!!!! Realy good breakfast"
Turkey
Asli
$107 nightly
The price is $133
Dec 5 - Dec 6
Total with taxes and fees
Hotel Herberg de Lindehoeve

17. Asteria Hotel Venray

Asteria Hotel Venray
4.0 star property
Venray
8.4 out of 10, Very good, (362 reviews)
"Good location"
United Kingdom
Peter
$108 nightly
The price is $131
Dec 6 - Dec 7
Total with taxes and fees
Asteria Hotel Venray

18. Center Parcs Het Heijderbos

Center Parcs Het Heijderbos
Heijen
7.8 out of 10, Good, (30 reviews)
"."
Netherlands
Wilma
Center Parcs Het Heijderbos

19. Hotel Restaurant Valuas

Hotel Restaurant Valuas
5.0 star property
Venlo
9.4 out of 10, Exceptional, (43 reviews)
"Great place and great staff"
United States
Morgan
$159 nightly
The price is $197
Nov 12 - Nov 13
Total with taxes and fees
Hotel Restaurant Valuas
Lowest nightly price found within the past 24 hours based on a 1 night stay for 2 adults. Prices and availability subject to change. Additional terms may apply.
Save an average of 15% on thousands of hotels when you're signed in

Stay near popular Arcen attractions

Learn more about Arcen

The magnificent Arcen Castle Gardens showcase ten distinct garden styles and host seasonal flower shows throughout the year. Explore the historic center's charming streets before visiting Brewery Hertog Jan, where you can tour the facilities and sample local beers.

A historic brick building with arched windows and a reflection in the water.

Top Arcen Hotel Reviews

More cheap stays in Arcen

Hotels in Arcen with star-rating

Find out more about Arcen

Top reasons to visit Arcen

  • Outdoor Family Adventures: Arcen offers a variety of activities, including an amusement park and glowgolf, perfect for family fun.
  • Relaxing Spa Experiences: Unwind at Thermaalbad Arcen, where you can enjoy soothing body treatments and leisurely swims.
  • Scenic Attractions: Discover the stunning Kasteeltuinen and the historic Arcen Castle, ideal for exploring nature and culture.
  • Local Craft Beers: Visit the renowned Hertog Jan Brewery for a taste of Limburg’s finest craft beers.
  • Charming Accommodations: Choose from a range of hotels, including pet-friendly and spa options, to enhance your stay.

Find great hotels near Arcen

Explore a variety of hotel accommodations in Arcen, Limburg, designed to cater to all types of travelers. Whether you're seeking a family-friendly hotel, a pet-friendly resort, or a relaxing spa hotel, Arcen offers a range of options to enhance your vacation experience. Enjoy the beautiful surroundings and convenient amenities that make your stay memorable, whether for business or leisure.

  • Van der Valk Hotel Venlo: Experience a luxurious retreat at the 4-star Van der Valk Hotel Venlo, located 6 miles from Arcen. With an impressive guest rating of 9.4, this eco-certified hotel offers a spa-themed vacation that caters to those seeking relaxation. Guests can indulge in a full range of spa services, including massages, body scrubs, and sauna access, all designed to rejuvenate your senses. The property’s commitment to eco-friendliness ensures a guilt-free stay, making it an excellent choice for environmentally-conscious travelers.
  • Bilderberg De Bovenste Molen Hotel: Situated 9 miles from Arcen, the 4-star Bilderberg De Bovenste Molen Hotel boasts a guest rating of 8.6 and is perfect for family and pet-friendly vacations. This eco-certified property offers various amenities for children, including babysitting services, free cribs, and special breakfast rates for kids. Pets are welcome, with provisions for their comfort. Families will appreciate the thoughtful services and relaxed atmosphere, making it an ideal choice for those traveling with loved ones.
  • Theaterhotel Venlo: A prime destination for business travelers, the 4-star Theaterhotel Venlo is located 7 miles from Arcen and has a guest rating of 9.0. This hotel combines convenience with sophistication, providing an ideal backdrop for corporate stays. Guests will enjoy modern accommodations and easy access to local business districts, making it a seamless choice for work-related trips. The hotel’s amenities cater to the needs of professionals, ensuring a comfortable and productive experience.

Where to stay near Arcen

Arcen, a charming town in Limburg, Netherlands, offers a delightful blend of outdoor adventures and family-friendly activities. Explore the picturesque center, unwind in the local ambiance, and visit the renowned Hertog Jan Brewery for a taste of the region's craft beers. With its friendly atmosphere and rich history, Arcen is the perfect base for excursions into nearby cities, making it an ideal destination for a memorable vacation experience.

  • Venlo: Located 7 miles from Arcen, Venlo is a vibrant city that offers a mix of experiences for every traveler. Known for its family-friendly atmosphere, it's a great destination for business and city-themed experiences. Venlo features a prominent shopping center and mall, making it ideal for those looking to indulge in retail therapy. Adventure seekers can enjoy nearby motor racing activities. Nature lovers can explore the local landmarks, including a popular theme park, expansive parks, and the scenic national state park, providing plenty of options for outdoor activities and relaxation.
  • Lottum: Just 0.9 miles from Arcen, Lottum is a charming city known for its romantic ambiance and rich cultural offerings. With a steady influx of visitors, especially in the spring and summer months, Lottum is perfect for family outings and cultural explorations. The city boasts several historic attractions, including a magnificent castle, a renowned museum, and various historic sites that narrate the region's rich history. Whether you're wandering through quaint streets or enjoying a peaceful afternoon, Lottum provides a delightful escape.
  • Broekhuizen: Located 1 mile from Arcen, Broekhuizen is a picturesque city that enchants visitors with its stunning outdoor scenery. Ideal for those seeking romantic getaways, this city offers beautiful lakes and beaches perfect for a day of relaxation or recreation. Broekhuizen's charming castle adds a touch of history to the landscape, making it a popular spot for outdoor adventures and scenic strolls. With its serene environment and natural beauty, Broekhuizen is an excellent choice for travelers looking to connect with nature.

Things to do in Arcen

Arcen is perfect for outdoor family adventures, offering a variety of activities such as an amusement park, a relaxing spa, and body treatments. Enjoy day trips, outdoor spaces, and outside terraces, or try a fun game of glowgolf. Don't miss the chance for a leisurely swim to unwind and soak in the picturesque surroundings.

Shopping

In Arcen, explore local shops for unique souvenirs and gifts. Visit the charming boutiques in the village center for handmade items. If you're up for a drive, check out the larger shopping malls like Retailpark Venlo or the Markt in Venlo, offering a wider variety of brands and experiences.

Recreation

Experience relaxation at Thermaalbad Arcen, where you can soak in thermal baths and enjoy rejuvenating wellness treatments. For outdoor fun, explore the beautiful gardens at Kasteeltuinen Arcen, perfect for leisurely strolls and picnics amidst lush landscapes.

Adventure

Visit the Kasteeltuinen Arcen, a stunning castle garden offering beautiful landscapes, walking trails, and enchanting flower displays. For thrill-seekers, the nearby Maasduinen National Park features exciting hiking and biking paths through diverse nature, perfect for exploring the area's unique wildlife and scenic views.

Nightlife

In Arcen, enjoy a lively evening at the vibrant Café de Gouden Leeuw for drinks and socializing. For a more relaxed vibe, visit the cozy Eetcafé de Zwarte Ruiter, perfect for unwinding with friends after a day of exploring.

*Distances are measured in a straight line; actual driving distances may vary depending on the route.

Booking tips and Expedia advantages for Arcen

  • The most and least expensive months on average to stay in a hotel: The cheapest months to stay in Arcen are January to March, where the prices are slightly lower. This is in comparison to May to July, where prices are slightly higher.
  • The most and least expensive days on average to stay in a hotel: The least expensive day to stay in Arcen is Sunday. The most expensive day to stay in Arcen is Saturday.
  • Find cheap hotels on Expedia: Expedia’s search tool enables you to set your budget, choose your desired location, and more. You can sort the results by price, starting with the lowest rates, to easily find the most affordable hotels. Additionally, you can refine your choices by hotel type—selecting the Eco-certified filter will showcase sustainable and eco-friendly accommodations available for booking.
  • Consider bundling your trip: You can save money by combining your Arcen hotel reservation with your flights and activities through an Expedia package.

Find the best attractions near Arcen

Arcen, Limburg, is perfect for outdoor family adventures, featuring attractions like the Arcen Castle and the stunning Kasteeltuinen. Explore the Thermaalbad Arcen for relaxation or visit nearby national parks for nature experiences. Whether you seek culture or family-friendly fun, Arcen offers a variety of activities to ensure an enjoyable vacation for all types of travelers.

  • Toverland Amusement Park: Located 10 miles from Arcen, Toverland is a fantastic theme park that offers thrilling rides and enchanting attractions. With its family-friendly atmosphere, it’s perfect for visitors of all ages seeking a day filled with fun and excitement.
  • De Maasduinen National Park: Just 8 miles away, this national park boasts stunning natural scenery and ample opportunities for adventure. Whether hiking or biking, enjoy the diverse landscapes and outdoor vibes that make it a great escape into nature.
  • Mind Mystery: Only 5 miles from Arcen, Mind Mystery is an amusement park that combines family fun with adventure. Engage in unique outdoor activities that challenge your mind and senses, making it a memorable experience for everyone.

Best time to go to Arcen

The best time to visit Arcen can depend on the weather and when visitor numbers rise and fall. The hottest average temperature in Arcen falls in July, when visitor numbers are slightly high and weather is mostly sunny with light rain. The coolest average temperature in Arcen falls in January, visitor numbers are slightly low and weather is mostly cloudy with light rain.

calendarCalendar MonthtemperatureTemperaturerainPrecipitationmostlyCloudinessoccupationOccupancypricePricing
January37.4°F (3.0°C)Light RainMostly CloudySlightly LowSlightly Low
February38.7°F (3.7°C)Light RainMostly CloudyAverageSlightly Low
March43.7°F (6.5°C)Light RainMostly CloudyAverageSlightly Low
April50.2°F (10.1°C)No RainMostly SunnySlightly HighAverage
May56.3°F (13.5°C)Light RainMostly SunnySlightly LowSlightly High
June63.3°F (17.4°C)Light RainMostly SunnyAverageSlightly High
July66.0°F (18.9°C)Light RainMostly SunnySlightly HighSlightly High
August65.8°F (18.8°C)Light RainMostly SunnyAverageAverage
September60.1°F (15.6°C)Light RainMostly SunnySlightly HighAverage
October52.9°F (11.6°C)Light RainMostly SunnyAverageAverage
November45.1°F (7.3°C)Light RainMostly CloudySlightly LowAverage
December39.7°F (4.3°C)Light RainMostly CloudyAverageAverage

The nearest major airports for your trip to Arcen

When planning your trip to Arcen, Limburg, the nearest major airports are AMSterdam (AMS-Schiphol), Düsseldorf (DUS-Düsseldorf Intl.), and BRUssels (BRU-Brussels - National). Amsterdam Airport is approximately 83 miles away, with luxurious hotels like the Bilderberg Garden Hotel and Grand Hotel Amrâth Amsterdam located nearby. Düsseldorf Airport, about 29 miles from Arcen, offers hotels such as Hotel Kö59 and Living Hotel De Medici, both providing convenient transportation options. Brussels Airport, located 84 miles away, has elegant accommodations like Sofitel Brussels Europe and Stanhope Hotel, which also provide shuttle services. Each airport is accessible from these hotels, ensuring a smooth transition to your destination.

Frequently asked questions

What is the best area to stay in Arcen?
The best area to stay in Arcen is near the Kasteeltuinen Arcen (Castle Gardens Arcen) and the Maas River, which offers a blend of natural beauty and convenient access to local attractions.

This area is the heart of Arcen for visitors, characterized by its proximity to the expansive castle gardens and the tranquil Maas River. You'll find a selection of accommodations, from hotels to guesthouses, within easy walking distance of these key landmarks. The village center, with its local shops and eateries, is also readily accessible.

Couples looking for a relaxing getaway will appreciate this area. They can enjoy leisurely strolls through the beautifully landscaped Castle Gardens, take a romantic walk along the Maas River, or explore the historic village center. The area provides a peaceful setting with enough points of interest to fill several days.

Families will also find this location ideal. The Kasteeltuinen Arcen offers plenty of space for children to explore, including various themed gardens and play areas.
What are the best hotels in Arcen that travelers recommend?
Two of the best hotels in Arcen that receive consistently high recommendations from travelers are Hotel Arcense Herberg and Hotel De Maasparel.

The 3.5-star Hotel Arcense Herberg, with a 9.0 rating, is often praised for its comfortable and charming rooms, and it offers a complimentary continental breakfast. It is conveniently located just half a mile from Kasteeltuinen Arcen.

Another excellent choice is the 4-star Hotel De Maasparel, rated 8.8. Guests frequently comment on the friendly staff, and the hotel provides amenities such as air conditioning and free self-parking. It is situated very close to Kasteeltuinen Arcen, only 0.2 miles away.

Both hotels are known for providing an excellent guest experience.
What are the best family hotels in Arcen?
For family-friendly hotels in Arcen, consider Hotel Arcense Herberg, Hotel De Maasparel, or Maasparel Nextdoor.

The 3.5-star Hotel Arcense Herberg, with a 9.0 rating, offers comfortable and charming rooms, along with complimentary breakfast and free self-parking. It is located just half a mile from Kasteeltuinen Arcen.

Another excellent choice is the 4-star Hotel De Maasparel, rated 8.8. This hotel provides free WiFi and various parking options, including accessible parking. It is conveniently situated only 0.2 miles from Kasteeltuinen Arcen.

The 4-star Maasparel Nextdoor, with an 8.4 rating, is also a great option, offering highchairs for children, free WiFi, and free self-parking. Guests can enjoy mountain biking nearby, and it is just 0.2 miles from Kasteeltuinen Arcen.
What are the best spa hotels in Arcen?
For a relaxing spa hotel experience in Arcen, consider the Roompot Parkhotel Bad Arcen.

This 3.5-star hotel, rated 8.4, offers a full-service spa that guests can enjoy daily, complete with a hot tub, steam room, and sauna. It provides a variety of treatments, including massage and facial treatments, with massages available by advance notice. Guests appreciate the beautiful location of the hotel, and the Hertog Jan Brewery is less than a mile away. See all spa hotels in Arcen
What hotels in Arcen offer free breakfast?
For hotels in Arcen that offer complimentary breakfast, consider the Hotel Arcense Herberg.

The 3.5-star Hotel Arcense Herberg, with a strong 9.0 rating, provides a free continental breakfast, ensuring a convenient start to your day. Guests often describe the rooms as comfortable and charming. The hotel also offers free WiFi and free self-parking. It is conveniently located just half a mile from Kasteeltuinen Arcen.
What are the best budget hotels in Arcen?
For budget hotels in Arcen, consider Hotel Arcen and Fletcher Hotel-Restaurant Rooland.

The 3-star Hotel Arcen, with an 8.0 rating, offers free self-parking and free WiFi. Guests will appreciate the complimentary toiletries and the availability of a crib and highchair for children. This hotel is conveniently located just 0.2 miles from Kasteeltuinen Arcen and 0.9 miles from Hertog Jan Brewery.

Another excellent budget option is the 3-star Fletcher Hotel-Restaurant Rooland, which has an 8.6 rating. This hotel provides free WiFi, free self-parking, and accessible parking. It also features an electric car charging station, which is a great convenience for travelers with electric vehicles. Hertog Jan Brewery is just 0.7 miles away.
What are the most romantic hotels in Arcen for couples?
For a romantic getaway in Arcen, couples should consider the Roompot Parkhotel Bad Arcen or the Maasparel Nextdoor.

The 3.5-star Roompot Parkhotel Bad Arcen, with an 8.4 rating, offers a full-service spa where guests can enjoy massages, a hot tub, a steam room, and a sauna, great for relaxation together. Many guests appreciate its beautiful location.

The 4-star Maasparel Nextdoor, also rated 8.4, provides a pleasant stay with river views. It features free WiFi and complimentary self-parking, and guests can easily access mountain biking activities nearby.
What are the best hotels in Arcen near Kasteeltuinen Arcen?
For excellent hotels in Arcen in close proximity to Kasteeltuinen Arcen, consider the 4-star Hotel De Maasparel, the 3.5-star Hotel Arcense Herberg, the 3-star Hotel Arcen, and the 4-star Maasparel Nextdoor.

The 4-star Hotel De Maasparel, with a strong 8.8 rating, is conveniently located just 0.2 miles from Kasteeltuinen Arcen. Guests frequently praise the friendly staff, and the hotel offers complimentary WiFi and free self-parking.

Another excellent option is the 3.5-star Hotel Arcense Herberg, boasting an impressive 9.0 rating. This hotel is located 0.5 miles from Kasteeltuinen Arcen and provides free breakfast, including a continental option, along with free WiFi and free self-parking. Guests appreciate the comfortable and charming rooms.

The 3-star Hotel Arcen, rated 8.0, is also just 0.2 miles from Kasteeltuinen Arcen. It has features friendly for families such as highchairs and free cribs, in addition to free WiFi, free self-parking, and complimentary toiletries.

Finally, the 4-star Maasparel Nextdoor, with an 8.4 rating, is another great choice located only 0.2 miles from Kasteeltuinen Arcen. This hotel provides free WiFi, free self-parking, and complimentary toiletries, and is well-suited for families with amenities like highchairs.
When is the best time to go to Arcen?
While Arcen is a pleasant destination year-round, the best time to visit for most travelers is during the late spring (May-June) and early autumn (September-October) months.

Late spring offers comfortable temperatures, typically ranging from 15-20°C (59-68°F), with blooming gardens and longer daylight hours. This is an excellent time for couples who enjoy exploring the Kasteeltuinen Arcen (Castle Gardens) when they are in full splendor, offering a beautiful backdrop for leisurely strolls and photography.

Early autumn provides similarly mild weather, generally between 10-18°C (50-64°F), and the landscape begins to show lovely fall colors.
Can I cancel my hotel reservation on Expedia?
You can cancel your hotel reservation on Expedia, though it depends on the cancellation policy of your booking. Most bookings are refundable if canceled within 24-48 hours of the scheduled arrival. Be sure to check your booking confirmation for the exact cancellation policy. If free cancellation is available, you can cancel directly through your Expedia account by logging in, going to "My Trips", and selecting your reservation. To find flexible deals, filter your search by "Fully refundable property" for hotels in Arcen.
How much is the nightly rate at a Arcen hotel?
Prices for hotels in Arcen often vary, but you can find a great deal from $78 on Expedia. All sorts of factors affect price, such as the time of year or the days of the week you choose for your stay. Find the best deals by being flexible with your dates, and sort search results by "Price: low to high" for the cheapest rate.